Publications

By the growing business competition, companies in general are always trying to improve the efficiency. Reduce costs and optimize working capital are the way to achieve efficiency. Optimize working capital can be done by managing cash flow and shorten cash conversion cycle. Companies need financing and the Bank will offer Working Capital Loan to overcome the need of working capital. In order to reduce costs, the company will divert the use of working capital by manage the bill. Buyers with stronger bargaining power will seek to extend the payment of bills. Supplier with strong bargaining power will try to accelerate the billing. It will be an opportunity for the Bank as an intermediary between suppliers and buyers to provide value-added financial arrangements for the company's supply chain. The Bank can offers ease of transactions or offer financing for the supply chain community.